Peer-to-peer lending reimagined

Invest in people, not just numbers

LOWN connects investors with individuals seeking funding. Build your portfolio by investing in people's potential, or get the funding you need backed by a community that believes in you.

Bank-level security
Verified profiles
$2.4M+
Total Funded
1,200+
Active Investors
94%
Repayment Rate

How LOWN Works

A transparent, secure platform connecting people who need funding with those who want to invest

For Those Seeking Funding

  • Connect Your Data
    Link income sources and financial accounts securely
  • Get Your Credit Score
    Receive a personalized credit assessment
  • Create Your Loan Request
    Set your terms and share your story
  • Receive Funding
    Get funded by investors who believe in you
Apply for Funding

For Investors

  • Browse the Marketplace
    Explore verified loan applications with detailed profiles
  • Review Credit Scores
    Access comprehensive financial assessments
  • Diversify Your Portfolio
    Invest in multiple people to spread risk
  • Earn Returns
    Receive regular payments with competitive interest
Explore Marketplace

Built for Trust & Transparency

Advanced features that protect both investors and creditors

Bank-Level Security

256-bit encryption and secure data storage protect your sensitive financial information

Instant Credit Scoring

AI-powered algorithms analyze multiple data sources for accurate credit assessments

Verified Profiles

All users undergo identity verification and financial data validation

Portfolio Dashboard

Track your investments and returns with real-time analytics and insights

Flexible Terms

Customize loan amounts, interest rates, and repayment schedules to fit your needs

Risk Management

Diversification tools and risk indicators help you make informed decisions

Ready to get started?

Join thousands of investors and creditors building financial futures together